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Typical equipment finance rates for machines in Canada are between 6% and 9% depending on credit strength.
In the USA you can expect somewhere between 8% and 10%.
Machines that are 1999 and older usually are approved with a maximum finance term of 2 to 3 years.
For 2005 to 2006 you should expect something like a 3 to 4 year term.
Equipment 2007 and newer will commonly see 5 to 6 year terms.